MEDICO & Health Care Mortgage Broker-brisbane

Specialty Home Loans are experienced in helping medical and allied health professionals access exclusive home loan deals from the banks. We are accredited with range of lenders who have special policies for healthcare workers.

We understand the unique employment structures of the health care industry - sole traders, contractors, locums and trusts.

We understand healthcare pay structures - shift loadings, overtime, not for profit salary sacrificing .

We are mortgage brokers looking after the medical and health care industry.

A number of banks will offer healthcare workers a LMI waiver and discounted interest rates, given the statistically lower risk of default of borrowers in the healthcare industry.

LMI waiver means health care workers can borrow 85-95% to buy an owner occupied home or investment property without paying lender's mortgage insurance. As a result, a smaller deposit is needed and tens of thousands of dollars are saved in LMI. 

Another bonus is health care workers usually pay the same interest rate as someone borrowing 80% not the higher rate charged when borrowing 85-95%.

The occupations eligible for these deals will vary from lender to lender. From our panel, at least one bank on our panel will accept the following occupations:

• Medical Practitioners
• Medical Specialists
• Hospital employed doctors including  intern, resident, registrar, staff specialist 
• Dentists
• Nurses (enrolled and registered nurses)
• Midwives
• Chiropractors
• Optometrists
• Physiotherapist
• Vets
• Pharmacists
• Podiatrists
• Aboriginal and Torres Strait Islander Health Practitioners
• Chinese Medicine Practitioners
• Radiographers
• Nuclear medicine technologists
• Radiation therapists 
• Nursing support and personal care workers
• Aged and disability care workers
• Occupational therapists
• Osteopaths
• Paramedics
• Psychologists
• Arts therapists
• Audiologists
• Counsellor and Psychotherapists
• Credentialed Diabetes Educators
• Dieticians
• Exercise Physiologists
• Genetic counsellors
• Music therapists
• Orthoptists
• Orthotist/Prosthetists
• Social workers
• Sonographers
• Speech Pathologists
• Dental Hygienists
• Dental therapists
• Dental prosthetists
• Oral health therapists 

LMI waiver and discounted rates are also eligible for

• Accountants
• Actuaries
• Auditors
• Solicitors
• Barristers
• Magistrates
• Judges
• Staff of selected banks

Minimum income and evidence of membership of professional association may be required.

If you wish to access these special home loan deals, contact the team at Specialty Home Loans - Brisbane Medico Mortgage Brokers.